For Your F.Y.I.

Here's a Little update on my identity:
After requesting my free copy of my credit report (of which you are entitled to have one from each of the credit bureaus each year), I found that I had some discrepancies. There were cards open under my name that I did not have, unidentified addresses, and strange social security numbers.

So, I called the card companies and the credit bureau. I waited on hold for my entire Mommy free time (a.k.a. Wyatt napping/Calvin alone time), and found out that my identity was not stolen, but was merged with another person's credit report, thus causing my report to have incorrect info on it. Though not as bad as getting my identity stolen, if I had not caught it, it could have negatively affected my credit. Long story short: no harm done (luckily), cleared up easily (thankfully), and phew!

But I have to say: YOU should get a copy of your credit report, see here. And if you have garbage on there that doesn't belong to you, go here. THEN, you should call this number (1-888-567-8688), and have your name taken off of the junk mail/telemarketing list (you know, just for good measure unless you are into that sort of thing). PLUS, buy a paper shredder and shred all of that stuff that has anything to do with you on it before you recycle it. AND FINALLY, you should probably go make a sandwich, or bowl of ice cream, or whatever it is that tickles your fancy because you deserve it for taking care of your financial security.

Now, you can relax. I know that you have had your browser poised on The Shafer Family Blog, refreshing the page every 10 seconds just to know if I would ever get my identity back again. I have. I'm still . . . . Yo' Mama.